Learn more

For a comprehensive list of readings, there is no better list than the organized bibliography of monetary theory and reform prepared by Govert Schuller at MonetaryAlliance.org. He has sorted this bibliography into academic and non-academic, reform advocacy and criticism, and other relevant background studies. Introductory.Intermediary .Extensive.

Here are a few of our favorites for those looking for the next level up from here. These books are aimed at a general audience.


There is a long history of people creating money without debt. If you are a history buff, here are our favorites:

  • Zarlenga, Stephen. The Lost Science of Money, 2002.The late Stephen Zarlenga founded the American Monetary Institute and inspired many who are active in the monetary reform movement.
  • Graeber, David. Debt: The First 5,000 Years, updated 2014.
  • Greider, William. The Secrets of the Temple: How the Federal Reserve Runs the Country, 1987.
  • Martin, Felix. Money: The Unauthorized Biography – From Coinage to Cryptocurrencies, 2015.


  • Bjerg, Ole. “Where does money come from?” TEDxCopenhagen. 24 May 2016.
    Video file. @ Video file.
  • Brown, Ellen. The Web of Debt: The Shocking Truth about Our Money System and How we Can Break Free, 2012. Or, Banking on the People: Democratizing Money in the Digital Age. 2019.
  • Jackson, Andrew and Ben Dyson. Modernising Money: Why Our Monetary System is Broken and How it Can be Fixed, 2012.
  • Hammon, Virginia. US Money: What is it? Why We Must Change. How We Can, 2018.
  • Huber, Joseph. Sovereign Money: Beyond Reserve Banking. 2016.
  • Positive Money. “10 year old explains the truth about where money comes from…” London: Positive Money. 4 Sep 2013.
    Video file.
  • The British group, Positive Money is a rich trove of videos that explain the money system.
  • WorkableEconomics.com –Accessible explanations of the current money system with charts and illustrations.


  • Pash, Mark. Creating a 21st Century Win-Win Economy: Preparing for the Robotic Age, 2017.
  • Eisler, Riane. The Real Wealth of Nations, 2007.
  • Kelly, Marjorie. The Divine Right of Capital, 2001.

Justice & Money

  • Hudson, Michael. …and forgive them their debts: Lending, Foreclosure and Redemption From Bronze Age Finance to the Jubilee year, 2018.
  • Phillips, Kevin. Bad Money: Reckless Finance, Failed Politics, and the Global Crisis of American Capitalism, 2008.

Decision-making practice

To get the decision we are working for we need grassroots support. Here are some books to help work with your friends and community for change:

  • Surowiecki, James. The Wisdom of Crowds: Why the Many Are Smarter Than the Few and How Collective Wisdom Shapes Business, Economics, Societies and Nations, 2004. This is a crucial book to understanding why democratic decision-making gets the best decisions.
  • Fisher, Roger and William Ury. Getting to Yes: Negotiating Agreement Without Giving In, updated 2011. This book has been a best seller for almost 40 years for good reasons.
  • Ury, William. Getting Past NO: Negotiating in Difficult Situations. This is a useful companion piece to Getting to Yes, 1991.
  • Patterson, Kerry and Joseph Grenny. Crucial Conversations: Tools for Talking When Stakes Are High, 2002.

Thank you for reading this page. Please share then visit our take action page and help us spread the word. We can pay for a better world for yourself, your family and future generations. It’s time for Just Money now.

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